Price Reduction - Waterfront - Primary on Main
Address
1322 Country Club Terrace, Warsaw, IN
Price
$ 1,699,000
Property Attributes
- MLS#202631132
- TypeSingle Family
- Listing Status Active
- CountyKOSCIUSKO
- CityWarsaw
- AreaWayne
- NeighborhoodYarnelle Point
- Zip46580
- StyleTraditional
- Year Built1930
- Taxes$ 10364
- Price$ 1,699,000
- Bedrooms5
- Full Bathrooms3
- Half Bathrooms1
- Sqr Footage3500
- Lot Size0.36 Acres
Data Source:
Indiana Regional MLS (IRMLS)
Property Description
Completely reimagined from top to bottom, this exceptional Winona Lakefront residence blends timeless architecture with modern luxury in one of the area's most desirable locations. Offering nearly 90 ft of frontage on beautiful all-sports Winona Lake, this remarkable property captures panoramic water views from nearly every main living space. Following an extensive whole-home renovation, every detail was thoughtfully updated. Wide-plank luxury vinyl flooring, new carpeting, beautifully remodeled baths, and an updated kitchen create a cohesive, move-in-ready home. The kitchen, a true centerpiece: new cabinetry, leathered granite countertops, premium appliances, an induction range, generous workspace, and an open layout designed for gathering with family and friends. The dramatic great room is filled with natural light beneath a soaring coffered ceiling and anchored by a beautiful stone fireplace, creating an inviting atmosphere that feels both elegant and comfortable. Multiple living and entertaining spaces flow effortlessly toward the lake, where expansive windows frame breathtaking views throughout the day. One of the property's most valuable additions is the newly constructed 800-square-foot private apartment above the oversized three-car garage. Complete with its own kitchen, living area, bedroom, and bath, it offers exceptional flexibility for overnight guests, multigenerational living, a private home office, or an ideal retreat for extended family. Outdoor living is equally impressive. Newly constructed gabled covered decks extend your living space outdoors, creating the perfect setting for lakeside dining, morning coffee, or relaxing while overlooking the water. The spacious open decks, lakeside lawn, and private pier make it easy to enjoy everything Winona Lake has to offer, from boating and paddleboarding to sunset cruises and weekend gatherings. Below, the unfinished basement provides practical storage, offering the ideal space for lake toys, paddleboards, fishing gear, seasonal dcor, and all the extras that come with waterfront living. With approximately 3,500 sf, five bedrooms, three full baths, one half bath, an attached three-car garage, and an unbeatable location just minutes from the Village at Winona, parks, trails, shopping, and dining, this is a rare opportunity to own a beautifully renovated waterfront home where every improvement has already been completed. Simply arrive, enjoy the view, and begin making memories at Winona Lake!
| Elementary School | Middle School | High School |
|---|---|---|
| Eisenhower Elementary School | Edgewood Middle School | Warsaw High School |
| Price History | |
|---|---|
| 8/1/2026 | Listed $1,799,000 |
| 9/3/2026 | 6$1,699,000 |
General Features
| Sewer | City |
|---|---|
| Heating | Gas,Forced Air |
| Kitchen Level | Main |
| Cooling | Central Air |
| Laundry Y/N | Main |
| Fireplaces | Yes |
| Water Access Type | Lakefront |
| Garage | Attached |
| Amenities | 1st Bdrm En Suite,Breakfast Bar,Built-In Bookcase,Ceiling-9+,Ceiling Fan(s),Closet(s) Walk-in,Countertops-Stone,Deck Open,Deck on Waterfront,Disposal,Garage Door Opener,Irrigation System,Kitchen Isla |
| Status | Active |
| Full Baths | 3 |
| Half Baths | 1 |
| Bathrooms | 4 |
| Year Built | 1930 |
| New Construction | No |
| Subdivision | Yarnelle Point |
| Style | Three Story |
| Township | Wayne |
| Class | RESIDENTIAL |
| Type | Site-Built Home |
| Age | 96 |
| FIPS Code | 18085 |
| Inside City Limits | Yes |
| Associated Document Count | 5 |
| REO | No |
| Status | Active |
| Auction Y/N | No |
| Common Amenities | None |
| Dining Room Level | Main |
| Annual Taxes | 10364.92 |
| Area | Kosciusko County |
| Location | City/Town/Suburb,Lake |
| High School | Warsaw |
| City | Warsaw |
| School District | Warsaw Community |
| Assoc. Dues Frequency | Not Applicable |
| Assoc. Restrictions Y/N | Yes |
| Architectural Style | Traditional |
| Total Sq Ft | 4638 |
| Elementary School | Eisenhower |
| Middle School | Edgewood |
| Legal Description | 4-75-3 LOTS 14 & 15 YARNELLE POINT 1ST ADD & PT VAC ALLEY & PUBLIC EASE |
| Virtual Tour | https://www.propertypanorama.com/instaview/irmls/202631132 |
| Agent First Name | Brian |
| Agent Last Name | Peterson |
| DOM | 41 |
| Tax Year | 2026 |
| PROPOSED FINANCING | Cash,Conventional,VA |
Interior Features
| Basement | Partial Basement,Unfinished |
|---|---|
| Fireplace(s) | 1 |
| Flooring | Carpet,Laminate,Other |
| Other Room 1 Level | Upper |
| Kitchen Length | 14 |
| Laundry Room Width | 10 |
| Laundry Room Length | 9 |
| Kitchen Width | 10 |
| Beds | 5 |
| Total Rooms | 12 |
| Dining Room Length | 12 |
| Dining Room Width | 17 |
| Other Room 2 Level | Main |
| Fireplace | Living/Great Rm,One |
| Living Room Width | 25 |
| Den Length | 15 |
| Den Width | 8 |
| Other Room 2 Length | 18 |
| Other Room 2 Width | 8 |
| Other Room 1 Description | Kitchen 2 |
| Other Room 2 Description | Sitting area |
| Living Room Length | 15 |
| Full Baths Main | 1 |
| Full Baths Upper | 2 |
| Total Finished SqFt | 3500 |
| Basement Y/N | Yes |
| Other Room 1 Length | 17 |
| Other Room 1 Width | 9 |
| Above Grade Bedrooms | 5 |
| Half Baths Main | 1 |
| 1st Bedroom Level | Main |
| 1st Bedroom Width | 18 |
| 2nd Bedroom Length | 15 |
| 2nd Bedroom Level | Upper |
| 2nd Bedroom Width | 10 |
| 3rd Bedroom Length | 11 |
| 3rd Bedroom Level | Upper |
| 3rd Bedroom Width | 9 |
| 4th Bedroom Length | 9 |
| 4th Bedroom Level | Upper |
| 4th Bedroom Width | 11 |
| 5th Bedroom Length | 11 |
| 5th Bedroom Level | Upper |
| 5th Bedroom Width | 12 |
| Above Grade Finished SqFt | 3500 |
| Below Grade Unfin. SqFt | 1138 |
| Extra Room Description | Apt Liv Rm |
| Extra Room Length | 17 |
| Extra Room Level | Upper |
| Extra Room Width | 15 |
| Living/Great Rm Level | Main |
Exterior Features
| Exterior | Vinyl |
|---|---|
| Water Frontage | 87 |
| Driveway | Concrete |
| Pool | No |
| Waterfront | Lake |
| Garage Length | 30 |
| Garage Width | 30 |
| Lot Size Area | 15682 |
| Lot Dimensions | 87X190x87x165 |
| Lot Description | Slope,Waterfront,0-2.9999,Lake |
| Garage SqFt | 900 |
| Water Features | Pier/Dock Available |
| Well Type | Private |
| Water Name | Winona Lake |
| Approx. Lot Size Acres | 0.36 |
| Garage Capacity | 3 |
| Off Street Parking Y/N | Yes |
| ROOF MATERIAL | Metal,Shingle |
| Lake | Ski Lake |
| Waterfront Y/N | Yes |
| Garage Y/N | Yes |
Amenities
- Foreclosure
- Views
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
IDX information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided by the Indiana Regional MLS.
Information last updated on September 12, 2026 8:49 PM UTC
Property vs Single Family Average in 46580
Price
Taxes
Year Built
Visits
In The Neighborhood
Waterfront
Warsaw
$ 1,890,000
- Type
- Single Family
Listed by Brian Peterson of Brian Peterson Real Estate
